There is no one settlement number, but Wisconsin workers' comp usually pays 100% of reasonable medical care and about 66 2/3% of lost wages.

For a Kenosha employer, that usually means the insurance carrier pays the claim, not you writing checks directly, unless you are uninsured or have a deductible plan. Your real cost is often:

• Deductible, if your policy has one
• Higher premiums or experience mod at renewal
• Time lost dealing with work restrictions, replacement staffing, and paperwork

If your employee misses work after getting hit by a car while working, workers' comp can cover medical treatment, wage loss, and any permanent disability rating. If the employee can return on light duty, offer work that matches the doctor's restrictions exactly. Do not invent a "full duty or stay home" rule. That is how employers turn a manageable claim into a wage-loss problem.

A big trap: your employee is not required to accept only the doctor your company prefers. In Wisconsin, the worker generally has the right to choose a treating provider and make one change of practitioner without needing insurer approval. Pushing back on that can create delays and disputes with the Wisconsin Department of Workforce Development, Worker's Compensation Division.

Another trap is retaliation. If you cut hours, fire, or refuse to rehire because the employee filed a claim, Wisconsin law can expose you to added liability, including a possible order for lost wages for unreasonable refusal to rehire.

If a third party caused the injury - for example, a delivery driver hits your employee near Sheridan Road or I-94 - the worker can have both a workers' comp claim and a separate injury claim against that driver. That does not usually mean your business gets sued; workers' comp is generally the exclusive remedy against the employer, but your comp carrier can claim reimbursement from the third-party recovery.